Facts about water purifiers and Tata Swach wins Sniff award

Tata Swach wins Sniff award for new product innovation at

 LeapVault Change Leadership Awards 2010

Recently launched low cost water purifier Swach from Tata Group is another great product for mass.

 It will surely not only create awareness about drinking clean water but also make it affordable to buy.

There are already many water purifiers from different companies but none is less than 1000 Rs. 

But TataSwach (means Clean) comes for Rs 799 only. It doesn’t require energy or running water. 

It has a replaceable filter Swach that cost Rs. 1 per day for a family of five. Launched by 

Mr. Ratan Tata with the saying “Safe Drinking (Swatch Pani) is the most basic need of human beings.

 The social cost of water contamination is already enormous.

” Tata Swatch has been developed by collaboration of Group of Tata companies-

 Tata Chemicals, TCS, Titan Industry. 14 patents have been filed for the technology and product.

Tata Swach will be available in two versions priced at Rs 749 and Rs 999. The cost of the

 filter is Rs 299 and it has the capacity to filter 3000 litres of water. Tata Swach filter uses 

commonly available materials like rice husk ash, cement and pebbles and bound with microscopic

 silver particles that kill the bacteria responsible for 80 per cent of waterborne diseases, colour, 

odour and micro-organisms.

But main question is how many of us know what are TDS and contaminations? Why we need to 

have a water purifier and which one (Pre filter, UV Purification, Reverse Osmosis, Candle filter)?
In short- we should drink water which is about 50 ppm in TDS (total dissolved solids). Anything 

above 750-1000 means your water is very contaminated. But apart from considering TDS, make 

sure there is no heavy metal in it. Reverse Osmosis removes dissolved solids of and above the size

 0.0009-0.007 microns.

Water purification Market in recent years has caught the attention of multinationals.

 Hindustan Unilever launched Pureit in 2005, while Philips India launched Philips Intelligent 

Water Purifier in 2007. But Aquaguard continues to be the leader in this category, 

where the penetration of water purifiers is a mere 2.5 %. (Source TOI)

As of now the cheapest water purifier in market are Hindustan Unilever-Pureit for Rs 2000 and 

Eureka Forbes-AquaSure, 1750 Rs. and Tata Swatch is for only 799 INR. 

Car Insurance Facts -2 : What is covered and What not

These are excerpts from the facts on CAR Insurance in US.

Each person who acquires a driver’s license in the United States is required to 

have at least the minimum coverage required by their state’s laws when it comes

 to general car insurance. This article will outline five of the most common and 

general car insurance facts that you should know about before choosing a policy

 for yourself or someone in your family.

1: Cheap does not mean Ineffective

Believe it or not, a cheap auto policy does not necessarily mean an ineffective policy.

 In fact, some of the cheaper policies offer more coverage than some of the more 

expensive policies. For instance, comprehensive coverage is cheaper than collision coverage, 

but it still offers excellent coverage for the driver.

2: Various Factors Affect Insurance Rates

There are various factors that affect the insurance rate issued to you by an insurance company. 

The factors and guidelines are different from company to company, so be sure you do

 your research before signing up for a policy. 

Some of the factors that go into your insurance rate include previous insurance claims, 

accidents, tickets and even credit history.

3: Prices Vary by Company

Not all drivers realize this but the price of an auto insurance policy will vary

 depending on which company you sign with for that policy. 

The best way for you to acquire low insurance rates is to shop around 

as much as possible. Jeanne Salvatore, the senior vice president of the

 Insurance Information Institute had the following to say about pricing: “Auto insurance

 is a highly competitive business and one of the most effective ways to reduce insurance

 costs is simply to shop around. Drivers should look for an insurance company that will 

provide a good price along with excellent service.”

4: Policy Lapse Means More Payments

Should you let your policy lapse, which means it has expired, you are risking paying 

more money when you restart the policy down the road. To avoid higher insurance 

rates, purchase a new policy from a different company before your current policy expires. 

This keeps your policy from lapsing and you being charged more money than you should be charged.

5: Higher Deductibles Equal Lower Premiums

As with any type of insurance policy, the more you pay for the deductible, 

the lower you will have to pay for your premiums. An auto insurance company 

decides what to charge their customers based on how much they think they will 

have to pay on your claims. If you raise the amount of deductibles you will pay 

when an accident occurs, your premiums will be lower.

Three other general facts regarding car insurance include discounts that can make a 

difference in your policy price, the type of coverage you pick affects what you pay,

 and the car that you own also affects your policy rates.